Really Clever Bank Card Fraud
This is a really clever social engineering attack against a bank-card holder:
It all started, according to the police, on the Saturday night where one of this gang will have watched me take money from the cash point. That’s the details of my last transaction taken care of. Sinister enough, the thought of being spied on while you’re trying to enjoy yourself at a garage night at the Buffalo Bar, but not the worst of it.
The police then believe I was followed home, which is how they got my address.
As for the call: well, credit where it’s due, it’s pretty clever. If you call a landline it’s up to you to end the call. If the other person, the person who receives the call, puts down the receiver, it doesn’t hang up, meaning that when I attempted to hang up to go and find my bank card, the fraudster was still on the other end, waiting for me to pick up the phone and call “the bank”. As I did this, he played a dial tone down the line, and then a ring tone, making me think it was a normal call.
I thought this phone trick doesn’t work any more. It doesn’t work at my house—I just tried it. Maybe it still works in much of the UK.
Eric Riley • July 30, 2013 7:55 AM
When I get something (by email) asking me to check into an online account, I never follow the link, but instead open a new window and look for the corresponding message via their website (or check whatever account item needs to be checked).
I have never been called by my credit union, nor any bank for any reason – I like to think I would be too suspicious, but I probably wouldn’t have been. Now, however, I’ll do effectively the same as I would online; hang up and call the institution back and ask about it. (In the unlikely event that anyone tries this particular scam on me…)
I wonder also – since we don’t (and haven’t for years) have a landline, how would this work with cell phones?